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We've made finance easy

We help people finance almost anything & consolidate their debt to move on with life.

Finance that finally makes sense

We can help you get back on your feat and achieve your financial goals.

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Competitive fixed rates

Your loan will have repayments you can afford, with a rate that never changes.

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Payment at your pace

Loan terms up to 7 years with repayments that can be weekly, fortnightly, or monthly.

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Fast and efficient service

Our online application and approval process is simple and easy to use

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What people say about us

We've been helping kiwis for over 27 years

What would it cost?

Understanding the exact cost of a personal loan is crucial. Use our easy-to-use calculator that provides you with an accurate estimate, taking into account all fees typically involved. We believe in transparency, so you can make informed decisions about your finances.

Loan calculator

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Our rates and fees

Rather than having set fees & interest rates we prefer to work with ranges as not every application is the same. So if it is a short term Bridging loan, Debt consolidation, Personal Loan, Home renovations, Car Loan, Holiday, Funeral or Business loan we have the loan for you.

Establishment Fee Range$49.00 - $165.00 ** Complex loans may have a higher estabishment fee
Interest Rate Range11.95% - 22.95%
Loan Limits$2,000.00 - $2,000.00
Loan terms1 Month - 7 Years

Other information you need to know

Important information

  • All loans need to be secured.
  • There is no early repayment fee.
  • Your rate is fixed for the term of the loan.
  • You can pay Weekly, Fortnightly or Monthly.
  • Need to change your payment date just give us a call.
  • Statements are sent every 6 months.
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