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Personal loans, made easy

We've build a fast and easy application form to help you get ahead in your finances.

How it works

We make it easy to apply for a personal loan.

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Start our online application

Start an online application with our easy-to-use chatbot. We'll review your application and be in touch

Getting a custom quote

Get your personalised quote

We'll then present you with an estimate regarding conditions, interest rate, and the amount you're eligible for.

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Receive your funds

Complete your loan agreement & receive your funds. Most funds are transferred within 24 hours.

Apply Now

What people say about us

We've been helping kiwis for over 27 years

What would it cost?

Understanding the exact cost of a personal loan is crucial. Use our easy-to-use calculator that provides you with an accurate estimate, taking into account all fees typically involved. We believe in transparency, so you can make informed decisions about your finances.

Loan calculator

Enter an amount.

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Our rates and fees

Rather than having set fees & interest rates we prefer to work with ranges as not every application is the same. So if it is a short term Bridging loan, Debt consolidation, Personal Loan, Home renovations, Car Loan, Holiday, Funeral or Business loan we have the loan for you.

Establishment Fee Range$49.00 - $165.00 ** Complex loans may have a higher estabishment fee
Interest Rate Range11.95% - 22.95%
Loan Limits$2,000.00 - $2,000.00
Loan terms1 Month - 7 Years

Other information you need to know

Important information

  • All loans need to be secured.
  • There is no early repayment fee.
  • Your rate is fixed for the term of the loan.
  • You can pay Weekly, Fortnightly or Monthly.
  • Need to change your payment date just give us a call.
  • Statements are sent every 6 months.
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Pioneer Mobile App

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